Dower Right (配偶居住權)

December 19, 2012

Photo Credit: Flickr user @mihaibojin used under CC 2.0 license

當您想賣您的物業或將物業抵押,而您是產權上唯一的人,您需要在Transfer of Land(轉讓土地)或Mortgage documents(按揭文件)上聲明您的婚姻狀況。您只能申報以下兩種之一:

(1)單身,或

(2)您或您的配偶兩人在婚後從沒有住在物業裡。

如果您不屬於以上兩種之一,您便需要Spousal Consent(配偶的同意)。

亞省的Dower Act(配偶居住權利法)給予配偶在有生之年有權利在家裡居住。如果您想出售物業或將物業抵押,必須得到配偶voluntarily consent(自願同意)。

如果您與配偶已經separated(分居),但在法律上仍未正式離婚,無論您是分居了10個月還是10年,或您的配偶並不住在家裡,您還是需要Spousal Consent(配偶的同意)。

請隨時與我聯絡,我會說流利的英語、普通話和粵語,為您提供進一步專業法律服務

*** 注:本博客中所有內容僅供參考。請找律師提供專業及全面的法律意見。


Dower Right

December 19, 2012

Photo Credit: Flickr user @mihaibojin used under CC 2.0 license

When you are selling your home or financing your home and you are the only person on title, you need to declare your marital status on the Transfer of Land or on the mortgage document. You can only declare  one of the following:

(1) you are not married, or

(2) neither you nor your spouse has ever lived in the property within your marriage.

If you do not fall within either categories, a Spousal Consent is required.

The Dower Act in Alberta grants your spouse a life interest in the martial home which means your spouse has the right to live in the home during his or her lifetime. In order to sell or finance your material home, your spouse must voluntarily consent to the disposal or financing of the martial home.

If you are separated from your spouse but not legally divorced (it doesn’t matter whether you are separated for 10 months or 10 years, or your spouse doesn’t live in the home), a spousal consent is still required.

You may contact me for further legal advice.

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Note: All postings in this blog are for information only, please consult a lawyer for proper legal advice.


Buyer’s Conditions (買家的條件)

November 17, 2012

審慎的買家會加上幾個Buyer’s Conditions(買家條件),以保障買家自己。這裡有幾個例子:

  1. subject to financing(借貸得到批准)
  2. subject to home inspection(驗房合格)
  3. subject to approval by your lawyer(買家律師的審查)
  4. subject to review of condominium documents(公寓/城市屋文件的審查)
  5. subject to buyer successfully selling his/her own home(買家成功售出現有物業)

以上列表並不是一份詳盡的清單,只是其中幾個普遍需要考慮的條件。

請隨時與我聯絡,我會說流利的英語、普通話和粵語,為您提供進一步專業法律服務

*** 注:本博客中所有內容僅供參考。請找律師提供專業及全面的法律意見。


Buyer’s Conditions

October 4, 2008

It is prudent for the buyer to include several buyer’s conditions to protect him/herself. Here are a few examples,

  1. subject to financing
  2. subject to home inspection
  3. subject to approval by your lawyer
  4. subject to review of condominium documents
  5. subject to buyer successfully selling his/her own home

The above list is not an exhaustive list and are just some things to consider.

You may contact me for further legal advice.

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Note: All postings in this blog are for information only, please consult a lawyer for proper legal advice.


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